HOME INSURANCE
What is Home
Insurance?
Home
insurance, also commonly called
house
insurance or
homeowners
insurance, household insurance,
is the type of property insurance that
covers private homes. It is an insurance
policy that combines various personal
insurance protections, which can include
losses occurring to buildings, its
contents, loss of its use (additional
living expenses), or loss of other
personal possessions of the homeowner, as
well as liability insurance for accidents
that may happen at the home.
At Active Insurance we recognise the need to
protect your home, which is why our
house
insurance comparison tool
allows you to compare home
insurance quotes from
multiple home
insurance companies to get
you the best buildings and contents insurance
price available.
What type of Home
Insurance policy do i require?
There are three types of basic home
insurance covers available:
-
Buildings
Insurance -
Covers the value of the dwelling
itself (not including the land).
-
Contents
Insurance -
pays for damage to, or loss of, an
individual’s personal possessions
whilst they are located within that
individual’s home. Some contents
insurance policies also provide
restricted cover for personal
possessions temporarily taken away
from the home by the policyholder.
- Buildings
and Contents
Insurance - Cover both
combination of buildings and contents.
Can I get an online
Home Insurance Quote?
Active Insurance provide
competitive home
insurance online via our
website http://www.activeinsure.co.uk.
There are a number of relevant questions asked
and then an immediate
house
insurance quote is
provided. The full terms of the policy
are clearly displayed together with
policy excess and the key fact document
is available to view. If you wish to
proceed with the quote then you can also
purchase your home insurance
online.
Can I phone you for a
Home insurance quote?
We are based in the UK and
have a dedicated home
insurance department with
experienced account handlers ready to take your
call. The benefits of a phone quote are that we
are able to tailor a policy for your individual
requirements and could be able to provide
larger discounts. Contact us on 0844 477 9805 /
0208 646 7498
What types of property
can i insure?
Almost any
type of property. We have schemes in place to
cover most types of houses.
- Standard
Homes
- Executive
High Networth House - Rebuild value in
excess of £750K
- Unoccupied, vacant, empty
properties, both residential and
commercial
- Landlords
Let Property and Landlords
Portfolios
- Thatched
Roof House
- Flat Roof
Homes including 100% felt on timber
roofs
- Properties with previous
subsidence history
- Homes
with previous flood claims
- Ex-Offenders Home
Insurance
- Adverse
Claims History
- Contents
Only Policy or Buildings Only
- Timber
framed homes
- Call us
on 0844 477 9805 for any type of property
risk.
Can i insure more than
one property on my home insurance?
Yes..
I run a home business. Can i still
get home insurance cover?
Yes
I am a landlord
and have some residential lets, commercials and
some properties are vacant. Can i get a
landlords portfolio insurance?
Landlord
insurance is a specialist
area and we have a dedicated let property
insurance team able to service your
requirements. Please contact us or visit
http://www.activeinsure.co.uk/landlords-insurance.html
Do you also
insure homes with a thatched roof?
Yes
Do you insure
timber build or timber framed
homes?
Yes
I have been
refused house insurance due to too many claims.
Can i still get buildings and contents
insurance?
Yes
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Home
Insurance
Landlords
Insurance
Unoccupied Property
Thatched
Property
Non-Standard
House
Hi
gh Net
Worth Home
Refused Home
Insurance
0844 477
9805
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